For Frequent Travelers, The Chase Sapphire Reserve Is A Core Holding. The Chase Sapphire Reserve is the step up version of our readers’ favorite travel rewards credit card, the Chase Sapphire Preferred. If you’re a frequent traveler, the Reserve is essential. The Chase Sapphire Preferred easily won our reader vote for best travel rewards credit card, and. Ultimate Rewards is an ecosystem of several credit cards that when taken together, grant industry- best returns in most shopping categories. We’ll be covering all of the Ultimate Rewards cards in greater detail in future guides, but today we’re focusing on why the Reserve is well worth its high annual fee. The Chase Sapphire Reserve is worth getting for its sign- up bonus alone.

You’ll net 5. 0,0. Ultimate Rewards points after spending $4,0. That’s worth around $1. With the Reserve, you’ll earn 3. X Ultimate Rewards Points for every dollar spent on Dining (including things like Seamless), and Travel (including things like Uber), which are likely two of your biggest spending categories if you’re a frequent traveler. I recommend everyone earn on every purchase they ever make, and by maximizing your Ultimate Rewards redemptions, these points are worth far more than that.

Shep and I have both cashed in 2. Hawaii, for example. Next January, my wife and I are booked on a roundtrip flight to Hawaii, and all we paid was $4. You’ll also receive a $1.

Global Entry or TSA Pre. UR Points on your Reserve are worth 1. Chase, and you can move all the rest of your UR Points to your Reserve to get that boosted redemption. At three points per dollar on travel and dining, that means you’re basically getting a 4.

Chase portal. Of course, Ultimate Rewards points can be worth far more than even that when transferring to Chase’s travel partners. Chase currently has 1. United, Southwest, Hyatt, and Marriott. Points transfer at a ratio of 1: 1, but the value of a point varies not only between partners, but depending on what you’re using them to book at any one particular partner. In short, the Reserve offers a killer base value when redeeming points for travel through Chase, and with a little homework can net you even more return. Chase Ultimate Rewards is the best and most user- friendly travel rewards system out there, and the Chase Sapphire Reserve is the most rewarding card in the program.

That said, if you’re scared off by that annual fee and don’t think you’d use the $3. Sapphire Preferred still offers the same 5.

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